Seal Beach, California
This is not an error: Southern California really does boast affordable retirement homes right off the coast. Leisure World, a gated retirement community, which is located just 12 minutes away from the sands of Seal Beach, offers some seriously great deals.
For example, a renovated one-bedroom cottage goes for about $199,999, and we even found a two-bedroom at $225,000. The big community has various purchase restrictions, including a minimum age. And in some cases, it requires all-cash transactions.
But buying in other parts of the desirable beach town would set you back at least $700,000. And apparently, locals are willing to fork over that kind of money for a good reason. Seals actually do lurk around on the shore of this beautiful beach town.
The laid-back area boasts a restaurant and shop-lined Main Street, which spills out to a lovely pier and beach.
…Now this is my kind of beach town!